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What Is A Loan Estimate And How Does It Help Me?

http://videotap.wistia.com/medias/086fyf228j?embedType=async&videoFoam=true&videoWidth=640 A loan estimate lists your loan terms projected payments, costs at closing measures for comparison, including Annual Percentage Rate and Total Interest Percentage and...

What Is Mortgage Insurance?

http://videotap.wistia.com/medias/yqwx1woqo5?embedType=async&videoFoam=true&videoWidth=640 Like the video shows, mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or...

Why Use A REALTOR®

http://videotap.wistia.com/medias/2b9fcr93qi?embedType=async&videoFoam=true&videoWidth=640 A state license is required to sell real estate. But roughly half of those licensed take the additional step of becoming a REALTOR®. As we show you in this video,...

What Details Can I Ask Brokers In Advance?

http://videotap.wistia.com/medias/dcak1pi2lm?embedType=async&videoFoam=true&videoWidth=640 This video tells you what any real estate professional would tell you. Ask them: How long do homes in my neighborhood currently stay on the market? How would you price...

How Do I Evaluate An Offer?

http://videotap.wistia.com/medias/uue3c7nz27?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, there’s more to an offer than the price tag. Factors you should consider: Is this offer at, near or above my asking price? Are there...

What Is A Counter-Offer?

http://videotap.wistia.com/medias/0v44nn3wk2?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but basically, a seller can respond to a buyer’s offer with changes - a “counter” - that improves the terms....

How Can I Improve My Home’s Value?

http://videotap.wistia.com/medias/voefg5lqbm?embedType=async&videoFoam=true&videoWidth=640 Buyers generally seek the least expensive home in the best neighborhood they can handle. Like the guy in the video says, you want to present a home that fits in the...

How Do I Choose The Best Loan Program For Me?

http://videotap.wistia.com/medias/90mbcwvmhm?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but your personal situation will determine the best kind of loan for you. By asking yourself a few questions, you can help...

What Costs or Fees Are Associated With Loan Origination?

http://videotap.wistia.com/medias/ltajalveb2?embedType=async&videoFoam=true&videoWidth=640 Yes, loan origination involves costs and fees. As you’ll see in the video, when you turn in your application you'll be required to pay a loan application fee to...

What Is RESPA?

http://videotap.wistia.com/medias/jh0p9x83uy?embedType=async&videoFoam=true&videoWidth=640 RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it all. RESPA requires lenders to disclose information to potential...